What Is the Difference Between Renter's Insurance and Rental House Insurance?

While renter's insurance and rental house insurance sound like the same thing, they are really not the same at all, even though they are both forms of homeowner's insurance. They are very different in nature, and you will need to make sure you get the right type if you need either of these. Here are the main differences to understand about renter's insurance and rental house insurance. Renter's insurance is for tenants

4 Things Prospective Buyers Should Do Before Buying A Home In A Flood Plain

Flooding has wreaked havoc with thousands of homeowners over the past few years. In fact, one of the most recent examples is the flooding in the Midwest that decimated homes, farms, and businesses across the entire region. With pictures and video images of floodwater-ravaged homes on television and social media, prospective home buyers are sure to be paying extra attention to the physical location of any home they are interested in.

Why Having Term Life Insurance Is Vital If You Have A Mortgage

Buying a house with a loan is a common way to become a homeowner but having a loan on a house is a big responsibility. If you are married and are the primary breadwinner of the family, you should consider buying a term- life insurance policy if you have a loan on your house. By doing this, you can protect your family and have the coverage you need if anything ever happens to you.

Things That Help Get A Better Rate On Your Home Insurance

Your home represents a significant portion of your wealth, so you need to protect it with insurance. If you still owe money on your home, then insurance is required by your lender. It isn't something you can get out of paying, but you can control its cost. Here are some ways you might get a better home insurance rate. Add Security Features To Your Home Home insurance covers items inside your home as well as the house itself.

Home Fire: How To Protect Your Family

A home fire is one the most devastating events a family can face. While some families walk away with a manageable amount of damage, some people walk away with a total loss. As a result, the process for each family is different. If your family faces this tragedy, it's essential you know how to move forward in this instance to protect your home, but also your family. Seek Shelter Fires can cause structural damage.